IELTS.international
Discussionacademic·2025

Some people believe that parents should teach their children about money management from a young age. Others think that schools should be responsible for this. Discuss both views and give your own opinion.

Andika angalau maneno 250. Unapaswa kutumia takriban dakika 40 katika kazi hii.

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Step 1

Vidokezo vya Mtahini kwa Mada Hii

1

For this 'Discuss both views' essay, dedicate one distinct body paragraph to exploring the arguments for parents teaching money management and another separate paragraph for the arguments supporting schools taking this responsibility. Resist the urge to blend these views or introduce your personal opinion prematurely; your stance should be clearly articulated and justified in the conclusion after both perspectives have been thoroughly discussed.

2

To strengthen your arguments, consider specific examples. For the parental view, you could discuss how daily household budgeting or managing pocket money provides practical, real-world lessons, fostering values like delayed gratification. For the school's role, mention how structured curricula, similar to programs in countries like Singapore or parts of the UK, ensure universal access to foundational financial knowledge, covering topics like saving, investing basics, and debt management.

3

The most common mistake on this question is failing to give equal weight and development to both perspectives before offering your own opinion. Students often rush to present their preferred view or introduce their stance too early in the body paragraphs. To avoid this, ensure each body paragraph fully explores *one* side of the argument with detailed explanations and examples, reserving your personal, well-reasoned opinion exclusively for the concluding paragraph.

4

Employ clear transitional phrases to guide the reader through your discussion. For instance, after introducing the topic, you might begin the first body paragraph with 'One compelling argument for parental involvement in financial education is...' When transitioning to the opposing view, use phrases like 'Conversely, a strong case can be made for schools to assume this responsibility...' or 'While the merits of home-based learning are clear, an alternative perspective highlights the advantages of institutional instruction.'

5

For a band 8-9 response to this specific question, examiners look for a nuanced discussion that not only presents both sides but also explores the *interplay* and *complementary nature* of parental and school roles, perhaps even suggesting a collaborative approach in your opinion. Demonstrate sophisticated vocabulary related to financial literacy, pedagogy, and child development, ensuring your arguments are logically extended and supported, with a clear, well-justified personal opinion that synthesizes the preceding discussion.

Step 2

Muundo wa Aya Unaopendekezwa

1
Utangulizi

Tambulisha pande zote mbili za mjadala na utaje ni ipi utakayoizungumzia.

  • Monyeshe mtahini kuwa unaelewa mitazamo YOTE MIWILI.
  • Kwa hiari, taja upande unaounga mkono.
  • Dumisha mtazamo usioegemea upande wowote na wenye uwiano.

Misemo ya Kuanzia

There are differing opinions on whether...While some people believe that..., others argue that...This essay will examine both perspectives before reaching a conclusion.
2
Aya ya Mwili 1 — Mtazamo wa Kwanza

Wasilisha upande mmoja wa hoja kwa usawa, ukiwa na ushahidi.

  • Hata kama hukubaliani, wasilisha mtazamo huu kwa heshima na kwa mfano halisi.
  • Tumia lugha ya kuripoti: 'Some argue...', 'Proponents suggest...'
  • Malizia kwa kutambua nguvu ya mtazamo huu.

Misemo ya Kuanzia

On the one hand, supporters of this view argue that...Those in favour point out that...A key argument for this position is...
3
Kifungu cha Mwili 2 — Mtazamo Tofauti

Wasilisha upande mwingine kwa kina na ushahidi sawa.

  • Linganisha muundo wa aya ya 1 kwa usawa.
  • Tumia maneno ya kuunganisha yenye utofauti ili kuashiria mabadiliko.
  • Ikiwa una maoni, aya hii inaweza kuwa na nguvu zaidi kidogo.

Misemo ya Kuanzia

On the other hand, critics contend that...However, there is a strong counter-argument...Conversely, many people feel that...
4
Hitimisho

Fupisha maoni yote mawili na utoe maoni yako mwenyewe (ikiwa utaulizwa).

  • Kubali uhalali wa pande zote mbili
  • Taja upendeleo wako waziwazi ikiwa swali linauliza 'give your opinion'
  • Usikae katikati kila wakati — chukua msimamo.

Misemo ya Kuanzia

In conclusion, while both sides have merit, I believe that...Having considered both arguments, it seems that...

Step 3

Msamiati Muhimu

financial literacyThe ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing.
delayed gratificationThe ability to resist the temptation for an immediate reward and wait for a later, greater reward.
fiscal responsibilityThe responsibility for one's financial affairs; the prudent management of personal or public finances.
it is widely acknowledged thatA phrase used to introduce a generally accepted fact or belief.
a compelling argument can be made forA phrase used to introduce a strong and persuasive reason.
this notion is predicated onThis idea or belief is based on or depends on.
from my perspectiveUsed to introduce one's personal opinion or viewpoint.
the evidence overwhelmingly suggestsUsed to indicate that there is a great deal of support for a particular claim.
notwithstandingIn spite of; although.
it could be argued thatUsed to introduce a point that is debatable or one perspective among others.

Step 4

Academic Phrases for This Essay Type

It is widely acknowledged thatThere is compelling evidence to suggestThis phenomenon can be attributed toA growing body of research indicatesThe implications of this are far-reachingThis raises important questions aboutFrom a broader perspectiveIt would be short-sighted to ignore

Kujumlisha

MoreoverFurthermoreIn additionWhat is more

Tofauti

HoweverNeverthelessOn the other handConversely

Sababu / Athari

ConsequentlyAs a resultThereforeThis leads to

Mfano

For instanceTo illustrateA case in point isSuch as

Ruzuku

AlthoughWhile it is true thatDespiteAdmittedly

Step 5

Grammar Patterns for Band 7+

Sentensi changamano yenye konsesheni

Although some argue that technology isolates people, the evidence suggests it strengthens connections.

Inamwonyesha mtahini kuwa unaweza kushughulikia sentensi tegemezi. Anza na 'Although/While' + mtazamo tofauti, kisha toa mtazamo wako.

Masharti (Aina ya 2)

If governments invested more in public transport, traffic congestion would decrease significantly.

Inafaa kwa hoja na suluhisho za kinadharia. 'If + past simple, would + infinitive'.

Sauti ya utendaji kwa ajili ya sauti ya kitaaluma

It is often argued that education should be free. However, this view overlooks the practical challenges.

Uandishi wa kitaaluma unapendelea matumizi ya sauti ya upatanishi. 'It is + past participle + that' inasikika kuwa na mamlaka.

Kifungu cha uhusiano

Students who study abroad, which is becoming increasingly common, tend to develop greater independence.

Vifungu vya uhusiano huongeza maelezo bila kuanza sentensi mpya. Tumia 'who' kwa watu, 'which' kwa vitu.

Kifungu cha nomino kwa msongamano

The rapid expansion of urban areas has led to increased pollution levels.

Weka taarifa katika virai nomino badala ya kutumia sentensi nyingi fupi. Hii itakusaidia kupata alama za juu katika Lexical Resource.

Step 6

Jibu la Mfano

Jisajili bila malipo ili usome jibu kamili la mfano kwa mada hii.

Jisajili ili Usome Jibu la Mfano

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